5 Best Truck Insurance Companies in the US

Want to Run Your Truck Hassle-freely on the Roads in the US?

Get insured on your truck with the best truck insurance company now! But finding the correct insurance provider is tricky with so many options in the market.

So, we are here to help you out with such a problem.

Commercial truck insurance for your truck is very much needed to save your pocket in the long run and to operate your trucking business carefreely.

But when you search for one of the best truck insurance companies, you may get a lot of options. They can vary from coverage options to business size to premium amounts to quick service.

Digging the right policy can be challenging, especially for first-time insurance buyers.

Hence, save your time and effort in adapting to one suitable policy provider by going through the list of the 5 best truck insurance companies in the US!

So, let’s get started!

Best Truck Insurance Companies in the US

Progressive

Progressive was founded in 1937 and is one of the largest market share players in the US.

It is very well known for customizable commercial insurance policies. Also, it covers around 12% of the automobile insurance market in the State.

Whether you own a tow truck, box truck, dump truck, delivery truck, cement truck, or garbage truck, it has something to offer.

One of the major things that Progressive covers the overall market is free federal and State fillings.

Some Potential Features:

• The company covers more than 50 States with varying coverage options.
• They have a huge heavy trucks claim department.
• It offers coverage options for a vast variety of trucks.
• They have some helpful tools for the customers to determine the best coverage as per requirements and the different level of risks associated with them.
• If you operate with them in your commercial business for more than 3 years, you can get extra business discounts.
• Apart from the online quote option, you can personalize the coverage policy with different payment options.

NITIC

National Independent Truckers Insurance Company (NTIC) is one of the best options in the huge insurance market in the US. They are so reliable as they have had a good presence in the market for the last 30 years.

If you want to get a fast claiming process with 100% customer support, then NITIC is the good-to-go option for you.

You have an option to choose from several coverages like primary liability, physical damage, motor truck cargo, non-trucking insurance, and many more.

Some Potential Features:

• The company operates in the truck insurance market in over 48 US States.
• You can easily get online quotes through phone or mail or chat. Also, you can get the experience of live customer service.
• Their scalable payment options and excellent customer service make them stand out from the crowd.
• You can save upto 20% on your current rate of the premium.
• Its affordable short-term insurance policy options are best to avail the insurance facilities.

State Farm

With very few consumer complaints and a good customer satisfaction rating, State Farm is one of the best choices of truck insurance companies.

No matter, whether you need to insure a single truck or a whole fleet of trucks, State Farm fulfills your needs in every aspect.

You can get a complete insurance plan including coverages for workers, commercial trucks, and the goods inside them.

Although the company doesn’t offer an online quote option and has very less information on the website, you can still assist an agent to get information to buy a policy.  

Some Potential Features:

• You can blindly faith this insurance provider, as they have very good customer reviews and ratings.
• The company covers almost 50 US States.
• You can reduce the value of your cost plan as per different discount options.
• A vast range of policy options is available So that the truck owner can choose as per requirements and budget.
• State Farm offers liability, comprehensive, collision, medical help, uninsured and underinsured motor coverages, and many more to choose from.

CoverWallet

CoverWallet is an aggregate insurance provider that assists customers to buy insurance cover quickly. You can easily get real-time quotes and purchase the policy instantly.

The platform offers coverage for a variety of trucks and many related plans as per customers’ needs. You can choose a specific cover as per your good or bad credit score and driving history.

The platform has an AI-based intelligent system to search for suitable insurance as per your business needs.

Some Potential Features:

• Get quick and easy online quotes to cater to your needs.
• You can even compare the competitive policies and then make your decision.
• Even if you have a bad driving record, still you can get an insurance cover with an extra premium.
• Support availability via chat, phone, or email that too 24*7.
• You can even trace the request certificates of owners, tenants, etc.

Sentry

The last option on the list is Sentry, an insurance provider with the main focus on single truck owners which makes it unique in the insurance market.

Its highly personalized customer experience with one truck owner is praiseworthy.

The modifiable policy options earn our nod, especially for single trucks or small businesses. Its core knowledge staff makes Sentry a good-to-choose option.

Some Potential Features:

• Provides good coverages like a non-trucking cover, motor cargo truck, collision, comprehensive protection, physical damage, etc.
• A huge variety of flexible insurance covers to choose from as per your needs.
• Specializes in personal use liability and owner-operator cover.
• Sentry was founded in 1904 and operates in more than 50 States with a huge network of 65 agencies.
• They also offer certified safety directors and employees with good knowledge.

To Conclude

Having good commercial truck insurance is mandatory when you are using a commercial vehicle for business needs.

The various States have various rules and regulations regarding insurance for commercial trucks, but one basic similar thing is to have vehicles with insurance cover used for carrying goods or any type of cargo.

So, a good insurance provider can fulfill your business insurance needs. To start with having a policy, you can go through our list of best truck insurance companies to choose the right coverage at the right price.

You can easily get online quotes or agent help to choose the best provider for your commercial vehicle.

I hope you got to locate your answers in our blog. Still, facing any issue, you can connect with us…We will assist you pleasingly!

Hope you had a good read!