• About
  • Blog
  • Contact
Wednesday, February 8, 2023
No Result
View All Result
The Daily Buzz
  • Home
  • Alternatives
  • World
  • Politics
  • Business
  • Science
  • Tech
    • All
    • Activate
    The ACP Program: What You Need to Know About the Affordable Connectivity Program
    The ACP Program: What You Need to Know About the Affordable Connectivity Program
    What is Atomic Design? Principles & Methodology
    What is Atomic Design? Principles & Methodology
    What is Cross-browser Testing, and How to Perform It?
    What is Cross-browser Testing, and How to Perform It?
    How to Make a Perfect Mobile App in 6 Steps
    How to Make a Perfect Mobile App in 6 Steps
    How to Hire a Flutter Developer for Your App
    How to Hire a Flutter Developer for Your App
    How to Identify a Scammer: Red Flags to Watch Out for
    How to Identify a Scammer: Red Flags to Watch Out for

    Trending Tags

    • Sillicon Valley
    • Climate Change
    • Election Results
    • Flat Earth
    • Golden Globes
    • MotoGP 2017
    • Mr. Robot
    • Activate
  • Entertainment
    • All
    • Gaming
    • Movie
    • Music
    • Sports
    Experience the Excitement of Zorbing in Kameymall
    Experience the Excitement of Zorbing in Kameymall
    7 Best Live Sports Streaming Sites for 2023
    7 Best Live Sports Streaming Sites for 2023
    Market Size of Mobile Games: Gaming Market Trends and Growth Forecast
    Market Size of Mobile Games: Gaming Market Trends and Growth Forecast
    Introduction to Game Server Hosting
    Introduction to Game Server Hosting
    5 Reasons to Shop for Toys Online This Holiday Season
    5 Reasons to Shop for Toys Online This Holiday Season
    The Japanese Tanto: What You Need to Know
    The Japanese Tanto: What You Need to Know
    Can You Crossfade Apple Music?
    Can You Crossfade Apple Music?
    What do rips or rip mean? – Letterkenny fandom
    What do rips or rip mean? – Letterkenny fandom
    What Is Ffxiv Parsing?
    What Is Ffxiv Parsing?
  • Lifestyle
    • All
    • Fashion
    • Fitness
    • Food
    • Health
    • Health Care
    • Home
    • Travel
    Simple and Effective Ways to Support Your Friends Through Prayer
    Simple and Effective Ways to Support Your Friends Through Prayer
    Preparing Your Home for Pest Prevention After Buying
    Preparing Your Home for Pest Prevention After Buying
    An Easy Guide to Taking the Bus From Kl Sentral to KLIA2
    An Easy Guide to Taking the Bus From Kl Sentral to KLIA2
    How to Buy the Best C-arm at an Affordable Rate?
    How to Buy the Best C-arm at an Affordable Rate?
    Reasons to Choose the Right Health Insurance Plans for Your Family
    Reasons to Choose the Right Health Insurance Plans for Your Family
    Roof Repair or Roof Replacement? How to Choose the Right Option
    Roof Repair or Roof Replacement? How to Choose the Right Option
    The Top 5 Reasons to Buy a Climbing Frame for Your Kids
    The Top 5 Reasons to Buy a Climbing Frame for Your Kids
    How to Choose a Store for Promise Ring
    How to Choose a Store for Promise Ring
    If I Was Injured in a Mall, Who’s at Fault?
    If I Was Injured in a Mall, Who’s at Fault?
    5 Places to Find the Best Cremation Jewelry
    5 Places to Find the Best Cremation Jewelry

    Trending Tags

    • Golden Globes
    • Mr. Robot
    • MotoGP 2017
    • Climate Change
    • Flat Earth
  • Home
  • Alternatives
  • World
  • Politics
  • Business
  • Science
  • Tech
    • All
    • Activate
    The ACP Program: What You Need to Know About the Affordable Connectivity Program
    The ACP Program: What You Need to Know About the Affordable Connectivity Program
    What is Atomic Design? Principles & Methodology
    What is Atomic Design? Principles & Methodology
    What is Cross-browser Testing, and How to Perform It?
    What is Cross-browser Testing, and How to Perform It?
    How to Make a Perfect Mobile App in 6 Steps
    How to Make a Perfect Mobile App in 6 Steps
    How to Hire a Flutter Developer for Your App
    How to Hire a Flutter Developer for Your App
    How to Identify a Scammer: Red Flags to Watch Out for
    How to Identify a Scammer: Red Flags to Watch Out for

    Trending Tags

    • Sillicon Valley
    • Climate Change
    • Election Results
    • Flat Earth
    • Golden Globes
    • MotoGP 2017
    • Mr. Robot
    • Activate
  • Entertainment
    • All
    • Gaming
    • Movie
    • Music
    • Sports
    Experience the Excitement of Zorbing in Kameymall
    Experience the Excitement of Zorbing in Kameymall
    7 Best Live Sports Streaming Sites for 2023
    7 Best Live Sports Streaming Sites for 2023
    Market Size of Mobile Games: Gaming Market Trends and Growth Forecast
    Market Size of Mobile Games: Gaming Market Trends and Growth Forecast
    Introduction to Game Server Hosting
    Introduction to Game Server Hosting
    5 Reasons to Shop for Toys Online This Holiday Season
    5 Reasons to Shop for Toys Online This Holiday Season
    The Japanese Tanto: What You Need to Know
    The Japanese Tanto: What You Need to Know
    Can You Crossfade Apple Music?
    Can You Crossfade Apple Music?
    What do rips or rip mean? – Letterkenny fandom
    What do rips or rip mean? – Letterkenny fandom
    What Is Ffxiv Parsing?
    What Is Ffxiv Parsing?
  • Lifestyle
    • All
    • Fashion
    • Fitness
    • Food
    • Health
    • Health Care
    • Home
    • Travel
    Simple and Effective Ways to Support Your Friends Through Prayer
    Simple and Effective Ways to Support Your Friends Through Prayer
    Preparing Your Home for Pest Prevention After Buying
    Preparing Your Home for Pest Prevention After Buying
    An Easy Guide to Taking the Bus From Kl Sentral to KLIA2
    An Easy Guide to Taking the Bus From Kl Sentral to KLIA2
    How to Buy the Best C-arm at an Affordable Rate?
    How to Buy the Best C-arm at an Affordable Rate?
    Reasons to Choose the Right Health Insurance Plans for Your Family
    Reasons to Choose the Right Health Insurance Plans for Your Family
    Roof Repair or Roof Replacement? How to Choose the Right Option
    Roof Repair or Roof Replacement? How to Choose the Right Option
    The Top 5 Reasons to Buy a Climbing Frame for Your Kids
    The Top 5 Reasons to Buy a Climbing Frame for Your Kids
    How to Choose a Store for Promise Ring
    How to Choose a Store for Promise Ring
    If I Was Injured in a Mall, Who’s at Fault?
    If I Was Injured in a Mall, Who’s at Fault?
    5 Places to Find the Best Cremation Jewelry
    5 Places to Find the Best Cremation Jewelry

    Trending Tags

    • Golden Globes
    • Mr. Robot
    • MotoGP 2017
    • Climate Change
    • Flat Earth
No Result
View All Result
The Daily Buzz
No Result
View All Result
Home World

What Insurance Coverage Should Your Handyman Have?

by The Daily Buzz Team
in World
4 min read
What Insurance Coverage Should Your Handyman Have?

Whether you have a fixer-upper with lots of room for improvement or just need a few repairs done around the house, you may be thinking of hiring a handyman. And that’s often a great idea if you want to improve your home as soon as possible.

After all, even if you’re pretty handy with tools yourself, there are some tasks you just don’t have the time or skills to get done right now.

But before you hire anyone to fix up your house, make sure they have the right insurance to protect you, your property, and any employees they have. More specifically, be sure they have the following types of handyman insurance coverage.

Contents

  • 1 General Liability
  • 2 Workers’ Comp
  • 3 Tools & Equipment
  • 4 Umbrella
        • 4.0.0.1 The Daily Buzz Team

General Liability

One of the most important coverage types for handymen is general liability. In fact, this is what you as a customer should be mostly concerned with, since this coverage is meant to protect you and your property.

For instance, if the handyman causes damage to your house or belongings, general liability insurance will pay for repairs.

And if you or someone else gets injured due to the handyman’s services, liability coverage will pay for the medical bills and missed wages during the recovery period.

Additionally, if you have to bring a lawsuit against the handyman for any reason, liability will pay for the handyman’s legal costs and any settlements that you’re owed.

Workers’ Comp

If the handyman you hire has any employees, it’s important that he or she get workers’ comp coverage. This will protect employees in case they get injured on the job.

So, if a handyman’s employee falls off a ladder while working on your home, workers’ comp will pay the hospital bills, physical therapy expenses, and missed wages. It will also pay for the funeral expenses if an employee is killed while working.

This is important, because if the handyman doesn’t have this coverage for employees, you could be sued if they’re injured or pass away on your property.

So before you hire someone to improve your home, make sure the handyman insurance coverage includes workers’ comp to protect both you and the handyman’s employees.

Tools & Equipment

Another type of coverage every handyman should have is tools and equipment insurance.

This part of the policy pays to replace any tools that might be lost or stolen. Even if the handyman is renting the tools, they will be replaced by this coverage if they’re lost or stolen.

This coverage can help you, because if the handyman is working on a project for your property and their tools or equipment gets lost or stolen, he or she might not be able to complete the job for a while.

Not all handymen have the money to immediately replace expensive tools of the trade, so they might have to take some time to save up before buying important items again—putting all projects on hold.

So, if you want to reduce the odds of your handyman pausing the project halfway through due to theft, make sure he or she has tools and equipment coverage.

Umbrella

Finally, the handyman you hire should have umbrella coverage as part of the handyman insurance policy. This essentially extends coverage to a higher amount than average.

For example, if your handyman’s general liability insurance coverage has a limit of $1 million, that’s the max amount the policy will pay.

That means if you end up with $2 million of medical bills after you’re injured due to your handyman’s neglect during the job, you might only get $1 million from insurance.

You’d then have to pursue legal action against the handyman to get the full amount you need, and you might never see that money if he or she doesn’t have it.

That’s why many top handymen have umbrella coverage to increase their limits.

This way, if their general liability or workers’ comp limit is $1 million, and a claim costs $2 million, the umbrella insurance coverage would pay for the other $1 million that’s not covered by the existing insurance.

As you can see, making sure the handyman you hire has insurance is an important step to ensure you and your house have the proper protection before you begin a project.

So whether you’re getting major home renovations started or just getting a new ceiling fan installed, look for a handyman with all the right insurance coverage.

The Daily Buzz Team

The Daily Buzz combines the pursuit of interesting and intriguing facts with the innate human desire to rank and list things. From stereotypical cat pictures to crazy facts about the universe, every thing is designed to help you kill time in the most efficient manner, all while giving you something to either laugh at or think about!

  • The Daily Buzz Team
    https://the-daily.buzz/author/admin/
    The Basics of Precious Metals - a General Overview of the Basic Aspects
  • The Daily Buzz Team
    https://the-daily.buzz/author/admin/
    4 Business Ideas You Can Consider to Boost Your Income
  • The Daily Buzz Team
    https://the-daily.buzz/author/admin/
    Simple and Effective Ways to Support Your Friends Through Prayer
  • The Daily Buzz Team
    https://the-daily.buzz/author/admin/
    Maximizing Your Online Shopping Experience

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Like us & Receive Daily Updates

Trending Now

  • The Basics of Precious Metals – a General Overview of the Basic Aspects
  • 4 Business Ideas You Can Consider to Boost Your Income
  • Simple and Effective Ways to Support Your Friends Through Prayer
  • Maximizing Your Online Shopping Experience
  • How to Protect Your Email Privacy
  • About
  • Blog
  • Careers
  • Contact
  • Our Team
  • Privacy Policy

© 2020 The-Daily Buzz

No Result
View All Result
  • Home
  • Politics
  • World
  • Business
  • Science
  • National
  • Entertainment
  • Gaming
  • Movie
  • Music
  • Sports
  • Fashion
  • Lifestyle
  • Travel
  • Tech
  • Health
  • Food
  • Our Team
  • Contact
  • About
  • Privacy Policy

© 2020 The-Daily Buzz