Cost of Living Forum

AbbyLocal @abbylocal
Joined: 10 months ago

Cost of Living in Abingdon for a Long-Time Resident

Hi everyone, I’m a long-time Abingdon resident and I’m just curious to hear different perspectives on the current cost of living here. My family situation is just me and my spouse, we’re both working professionals in our 40s with a decent combined income. We own our home and don’t have kids, so our expenses are probably different from those with children. In your experience, what are the typical monthly costs for things like housing, groceries, utilities, transportation, healthcare, and entertainment in Abingdon these days? I’d love to hear from people in different life stages and income brackets to get a well-rounded view. Thanks in advance for sharing your thoughts!

Posts: 21

10 Replies

BrokeButHappy @brokebuthappy
Joined: 3 months ago

As a single guy in my late 20s living in a small apartment near downtown, my monthly expenses in Abingdon are pretty manageable on an average salary. Rent for my one-bedroom is around $550 which is decent for the location. Groceries aren’t too bad if you shop smart – probably $200-300 per month for essentials. Utilities like electric, internet, and my mobile plan combined are maybe $150. I don’t have a car, so I just use public transit and occasionally take an Uber which helps keep transportation costs down. Entertainment is relatively affordable with $15 movie tickets and reasonably priced bars/restaurants if you avoid the really fancy places. Healthcare is where I try to save by just having a basic insurance plan. Overall, I can live comfortably in Abingdon without going over $1,500 per month, but making more would obviously allow for a better quality of life.
Posts: 2
FamilyLife4Me @familylife4me
Joined: 2 years ago

The cost of living in Abingdon can get quite high for families, especially with the costs of housing, childcare, and education factored in. We live in a 3-bedroom apartment outside of downtown and pay $1,000 per month in rent. Add utilities at around $250 and you’re already looking at a decent chunk of expenses. Groceries for our family of 4 are probably $800-900 per month if we want to eat relatively healthy. Childcare is a huge cost – we pay $1,455 per child for private preschool/daycare. We don’t have expenses for K-12 schooling yet, but I’ve heard the international schools here can cost over $25,000 per year which is insane. Healthcare is also pricey with insurance premiums and out-of-pocket costs. We do our best to stick to a budget, but families in Abingdon easily need $5,000+ per month just for basic living expenses in my experience.
Posts: 3
DowntownHipster @downtownhipster
Joined: 2 years ago

I think a lot depends on your lifestyle and priorities when it comes to the cost of living in Abingdon. As a youngish professional living right downtown, I definitely pay a premium for housing and city living. My rent for a modern 1-bed apartment is $850 per month. But I love being able to walk everywhere and I take full advantage of the restaurants, bars, shops, and entertainment options right outside my door. Dinner and drinks can easily run $60-100 per person depending on where you go. I pay for conveniences like food delivery, housekeeping services, gym membership, etc. which add up. But I make enough to afford those luxuries while still saving. Overall my monthly expenses are probably around $3,000 on average. It’s pricy, but worth it to me for the quality downtown living experience Abingdon offers.
Posts: 6
CountrySideSaver @countrysidesaver
Joined: 2 months ago

We made the choice to live outside of Abingdon proper in order to save money on housing and overall expenses. Our 3-bed house cost around $250,000 to buy a few years ago and our mortgage payment is only $1,200 per month. Definitely more affordable than renting a similar place downtown. Utilities like electric, water, internet etc. are probably $300 per month for our household. We have two cars which is a necessity out here, so gas, insurance, maintenance etc. add another $400-500 to our budget. Groceries for our family of 4 are $600-700 per month shopping at decent supermarkets. Entertainment is mostly just streaming services, parks, and cooking at home. Overall we can live quite comfortably out in the suburbs/rural area on around $3,500 per month while still putting money into savings each year. The tradeoff is the longer commute, but it’s worth it for us to have a bigger place at a lower cost of living.
Posts: 24
RetiredInParadise @retiredinparadise
Joined: 2 months ago

My wife and I have been living in Abingdon for 15 years now, first renting and then buying our condo after retiring. Our monthly expenses as retirees are actually quite reasonable here. Our mortgage is paid off, but we do pay around $400 per month in HOA fees that cover utilities and amenities. Groceries for the two of us, eating mostly at home, are $400-500 per month. We don’t have any childcare/education costs thankfully. Healthcare is probably our biggest expenditure between Medicare, supplemental insurance, prescriptions, etc. – that’s around $800 per month combined. We drive little cars to save on gas, maybe $100 per month. Entertainment is pretty affordable with $15 movies, community events, nights out for dinner running $60 or so. All in all, we can live very comfortably in Abingdon on around $2,500 per month for our relatively simple lifestyle. The warm weather and amenities make it great for retirement living.
Posts: 6
HighIncomeHousing @highincomehousing
Joined: 7 months ago

As someone in a high income bracket, the overall cost of living in Abingdon doesn’t feel overly burdensome, though housing is probably the biggest strain. We own a large 4-bedroom home downtown that we bought for around $900,000 a few years ago. Even with a hefty mortgage payment of $4,500, we can afford it comfortably on our household income. Adding property taxes, utilities for the big house, and maintenance/repairs, we probably spend $6,000+ per month just on housing. But we love the neighborhood and being able to walk everywhere. Groceries for our family of 5 run $1,200 per month shopping at places like Whole Foods. We pay top dollar for international schools as well at over $25k per kid annually. Entertainment-wise we splurge on fancy dinners, shows, country club memberships, etc. so I’d estimate $2,000+ per month there. It’s an expensive lifestyle for sure, probably $12,000+ per month all in, but the high salaries in our fields make it viable.
Posts: 18
SingleMomStruggle @singlemomstruggle
Joined: 2 years ago

Being a single mother in Abingdon is no joke when it comes to expenses. I work full-time but am barely scraping by most months. I pay $700 for a small 1-bedroom apartment that’s nothing special. Childcare for my 4-year-old is $1,455 per month at a decent daycare/preschool, which is a huge chunk of my paycheck. We don’t qualify for any childcare assistance which is frustrating. Groceries, utilities, healthcare, it all adds up so quickly as a single parent. I easily spend $2,500+ per month just on absolute basics for the two of us. I can’t afford any extras like eating out, entertainment, vacations, etc. It’s a constant struggle to make ends meet and any unexpected expenses are a major burden. The cost of living in Abingdon is really not well-suited for low-income single parents in my experience.
Posts: 19
CouplesComfortableLife @couplescomfortablelife
Joined: 12 months ago

As a couple in our 30s with a comfortable dual income, no kids, we find Abingdon to be reasonably affordable overall while still allowing a good quality of life. We rent a nice 2-bedroom apartment downtown for $1,400 per month. Utilities like electric, internet, etc. are around $250 combined. Groceries for the two of us buying mid-range items are $500-600 per month. We have a car payment of $400 plus $150 for gas/insurance. Healthcare through work is $300 per month for our premiums. We budget $500 for dining out, $200 for entertainment, $150 for gym memberships, etc. So all in we spend around $4,000 per month to live comfortably, go on some trips each year, and still save/invest a decent amount as well. Traffic and housing costs aren’t terrible compared to other major cities. We feel Abingdon provides a solid mix of amenities and reasonable costs for our lifestyle.
Posts: 4
StudentLifeOnABudget @studentlifeonabudget
Joined: 9 months ago

Being a student in Abingdon isn’t cheap, that’s for sure! I live in a small studio apartment near campus and pay $750 per month in rent which is rough on a student budget. Add maybe $100 for utilities/internet and $400 for an unlimited transit pass each semester. Groceries/food probably run me $300 per month if I’m being frugal with lots of ramen and frozen meals. Nightlife is where costs can really add up with $6 beers, $15 Ubers home, etc. I try to stick to $100 per month for that at most. Healthcare through the university insurance plan is $150 per month. Books and fees each semester are at least $500 as well. It ends up being around $2,500 per month for me after tuition is factored in. Taking out student loans is basically a necessity unless you have huge family support. The cost of living is manageable as a student but it definitely requires being money-conscious and taking on debt for most.
Posts: 9
OrganicFoodLover @organicfoodlover
Joined: 2 years ago

One aspect that makes Abingdon more expensive is the increasing popularity of organic/health foods and eco-friendly living. We try to avoid conventional supermarkets and shop mostly at local farmers markets, specialty grocery stores, and butchers. The prices are much higher – we spend $900-1000 per month on just food/household items to maintain our organic diet and chemical-free home products. We drive an EV which has higher upfront costs but cheaper “fuel” so that’s a mixed bag. We pay around $75 per month for EV charging costs to offset the pricier sticker price. Fees for kids’ activities/clubs focused on outdoor adventure, sustainability, etc. add $200-300 per month as well. It’s an added premium people should factor in if looking to live an organic/green lifestyle in Abingdon. The healthy environment and community here make it worth it for our family priorities.
Posts: 7

Detailed Price Insights of Abilene, TX

  • Meal, Inexpensive Restaurant – 10.00 $
  • Meal for 2 People, Mid-range Restaurant, Three-course – 50.00 $
  • McMeal at McDonalds (or Equivalent Combo Meal) – 11.00 $
  • Domestic Beer (0.5 liter draught) – 6.00 $
  • Imported Beer (0.33 liter bottle) – 7.12 $
  • Cappuccino (regular) – 4.98 $
  • Coke/Pepsi (0.33 liter bottle) – 1.50 $
  • Water (0.33 liter bottle) – 1.99 $
  • Milk (regular), (1 liter) – 1.05 $
  • Loaf of Fresh White Bread (500g) – 3.31 $
  • Rice (white), (1kg) – 5.28 $
  • Eggs (regular) (12) – 3.94 $
  • Local Cheese (1kg) – 12.52 $
  • Chicken Fillets (1kg) – 14.06 $
  • Beef Round (1kg) (or Equivalent Back Leg Red Meat) – 22.15 $
  • Apples (1kg) – 6.90 $
  • Banana (1kg) – 1.26 $
  • Oranges (1kg) – 6.22 $
  • Tomato (1kg) – 4.60 $
  • Potato (1kg) – 3.47 $
  • Onion (1kg) – 3.45 $
  • Lettuce (1 head) – 1.80 $
  • Water (1.5 liter bottle) – 1.90 $
  • Bottle of Wine (Mid-Range) – 15.00 $
  • Domestic Beer (0.5 liter bottle) – 1.73 $
  • Imported Beer (0.33 liter bottle) – 3.88 $
  • Cigarettes 20 Pack (Marlboro) – 8.00 $
  • Taxi Start (Normal Tariff) – 5.00 $
  • Taxi 1km (Normal Tariff) – 4.97 $
  • Taxi 1hour Waiting (Normal Tariff) – 36.50 $
  • Gasoline (1 liter) – 0.85 $
  • Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) – 34,000.00 $
  • Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) – 24,893.65 $
  • Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment – 180.95 $
  • Mobile Phone Monthly Plan with Calls and 10GB+ Data – 44.71 $
  • Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) – 72.78 $
  • Cinema, International Release, 1 Seat – 15.00 $
  • Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child – 1,455.50 $
  • International Primary School, Yearly for 1 Child – 26,280.00 $
  • 1 Pair of Jeans (Levis 501 Or Similar) – 35.00 $
  • 1 Summer Dress in a Chain Store (Zara, H&M, …) – 30.00 $
  • 1 Pair of Nike Running Shoes (Mid-Range) – 65.00 $
  • 1 Pair of Men Leather Business Shoes – 80.00 $
  • Apartment (1 bedroom) in City Centre – 550.00 $
  • Apartment (1 bedroom) Outside of Centre – 500.00 $
  • Apartment (3 bedrooms) in City Centre – 1,200.00 $
  • Apartment (3 bedrooms) Outside of Centre – 1,000.00 $
  • Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate – 4.80
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