Cost of Living Forum

FamilyGuy123 @familyguy123
Joined: 2 years ago

Cost of living in Anderson for a family of four

Hi all, I’m considering relocating my family of four (two adults, two kids ages 8 and 10) to Anderson and wanted to get a sense of the overall cost of living there. We’re looking to rent a 3-bedroom apartment or house outside the city center and have a relatively modest but comfortable lifestyle. Can anyone share insight into typical monthly costs for major expenses like housing, groceries, utilities, transportation, healthcare, and entertainment? Any tips on areas/neighborhoods that are affordable for families would also be much appreciated!

Posts: 9

10 Replies

AndersonLocal @andersonlocal
Joined: 10 days ago

As someone who has lived in Anderson for over 10 years, I can give you a decent overview of living costs here. For a 3-bedroom apartment outside the city center, you’re probably looking at around $1,200-$1,500 per month in rent. Grocery costs for a family of four are reasonable – you can expect to spend $600-$800 per month on food if you cook at home and buy basics at places like Aldi or Walmart. Utilities like electricity, gas, water tend to run $200-$300 per month for an average-sized place.

Healthcare is one area where costs can really vary depending on your insurance situation, but budget at least a few hundred per month for premiums, co-pays, etc. Getting around town without relying too much on taxis/rideshares, you’re probably looking at $200-$300 per month for gas and basic car maintenance if you have a vehicle.

As for entertainment, there are some affordable family-friendly options like going to parks, community events, bowling alleys ($30-$50 per outing). A night out at a casual restaurant will cost $50-$70 for a family of four. Movies are around $10 per ticket. Overall, Anderson has a relatively low cost of living compared to bigger cities, but costs can still add up quickly for a bigger household.

Posts: 9
BudgetConscious @budgetconscious
Joined: 10 months ago

I agree with AndersonLocal’s estimates for the most part. A few areas where you may be able to save:

Housing – If you’re open to living a little farther out from the main areas of town, you can likely find a decent 3-bedroom rental for $1,000-$1,200. The neighborhoods around Anderson Mills and East Park tend to be more affordable.

Groceries – By doing things like buying in bulk, seeking out deals, and avoiding expensive pre-made meals, you could potentially keep your monthly grocery bill in the $500-$600 range pretty comfortably.

Utilities – Having a newer rental unit with good insulation can make a big difference on utility costs. I’d budget around $150-$200 for a energy-efficient 3-bedroom place.

Transportation – Anderson has a decent public transit system if that’s an option for your family’s commutes. An unlimited monthly bus pass is only $60 per person.

Entertainment – Take advantage of free community events, parks, rec centers as much as possible. The public library also has free events, rentable museum passes, etc. Getting creative with low-cost activities makes a big difference.

Overall, a frugal but comfortable monthly budget of around $3,000 for a family of four is definitely doable in Anderson with some smart planning. Let me know if you need any other money-saving tips!

Posts: 6
LuxuryLifer @luxurylifer
Joined: 10 months ago

I have a bit of a different perspective coming from a higher income bracket. While Anderson has a relatively low cost of living compared to major metros, my family still ends up spending quite a bit to maintain the lifestyle we’re accustomed to.

For housing, we rent a really nice 3-bedroom apartment in one of the newer luxury complexes downtown. It has great amenities like a pool, gym, etc. and the rent is $2,400 per month which is a bargain compared to where we moved from.

Groceries from places like Whole Foods and the local co-ops run us $1,000 per month easily with how much organic/specialty items we buy. Utilities are around $300 with the amount of electricity we use.

We have two late-model SUVs that we drive pretty much everywhere, so transportation is one of our biggest expenses at $500+ per month accounting for gas, maintenance, car payments.

Private school tuition for our two kids is another major cost at around $2,000 per month. We also spend quite a bit on entertainment – $200+ per month for streaming services, $100 per week dining out, frequent gym memberships, etc.

Healthcare is also pricey even with great insurance from my employer – we probably spend $500-$600 per month on premiums, co-pays, prescriptions, and other medical costs.

So all in, we’re looking at around $7,000-$8,000 per month for our preferred standard of living in Anderson. It’s very affordable for the area compared to most big cities, but costs can really fluctuate based on your specific lifestyle and family needs.

Posts: 6
SingleInAnderson @singleinanderson
Joined: 2 years ago

As a single person living in Anderson, my experience with the cost of living has been quite different. I think Anderson is an extremely affordable place if you’re just caring for yourself and want a comfortable but relatively frugal lifestyle.

For housing, I rent a nice 1-bedroom apartment downtown for only $850 per month – can’t beat that price! Groceries and household supplies maybe run me $300 per month max since it’s just me. Utilities like electric, internet, etc. are around $150 combined.

My biggest expense is probably my car – insurance, gas, payment comes out to around $450 per month. But I do a lot of driving for work.

For entertainment, I mainly stick to cheap/free options like going on hikes, hitting happy hours with friends ($20-$30 for drinks/apps), or just hanging out at home streaming shows that I split with friends/family. I do treat myself to meals out a couple times per month at $30-$50 per outing.

Healthcare is manageable at around $150 per month for my premium and average co-pays/prescriptions. Gym membership is $35.

So for just me living a pretty active but modest lifestyle, I can get away with spending only around $2,000 per month all-in. Anderson is a very affordable place if you’re single and smart about your spending!

Posts: 20
RetiredOnABudget @retiredonabudget
Joined: 2 years ago

My husband and I are both retired and living on a fixed income in Anderson, so keeping costs low is crucial for us. Here’s a breakdown of our typical monthly expenses:

Housing: We own our condo outright, so no mortgage payment which is huge. HOA fees are $250.

Utilities: With just the two of us, electricity/gas/water only runs about $125 total.

Healthcare: Even with Medicare, healthcare is one of our biggest expenses at around $600 per month when you factor in supplemental insurance premiums, prescriptions, etc.

Groceries: We cook almost all meals at home and shop sales religiously. $300 is a pretty standard grocery total for the two of us.

Transportation: Just one paid-off car, so $100 covers gas, insurance, maintenance.

Entertainment: We take advantage of senior discounts at movies ($6 tickets) and stick to affordable activities like going to parks, libraries, community centers for free events and exercise classes. Maybe $100 per month?

Travel: This is one area we splurge on – we budget around $400 per month for trips, rental cars, etc. to go visit family.

Overall, we keep our monthly expenses in Anderson to around $2,000 by living relatively frugally day-to-day. The low housing costs make it manageable on our retirement income while still letting us afford some travel and extras here and there.

Posts: 16
MillennialRenter @millennialrenter
Joined: 2 months ago

As a millennial renter in Anderson, I’ve found it to be a relatively affordable place to live compared to the major cities I’ve lived in previously. Here’s a quick breakdown of my typical monthly costs:

Rent: I pay $925 for a decent modern 1-bed 1-bath apartment about 10 minutes outside downtown. Not cheap by any means, but way less than I paid in bigger cities.

Utilities: With electricity, gas, water, internet coming in around $180 total.

Groceries: Around $350 for just me doing most of my shopping at places like Aldi and Trader Joe’s, but hitting Whole Foods or local markets occasionally.

Transportation: $100 for gas/insurance on my used car, plus $60 for a public transit pass that I use occasionally when parking is rough.

Healthcare: I pay $220 per month for a mid-tier health insurance plan since I’m young and healthy.

Entertainment: This is where I spend more freely – probably $400 on dining out 2-3 times per week, gym membership ($70), streaming subscriptions, going to breweries, concerts, etc. Being young and single in Anderson affords more disposable income for fun!

Cell phone: $85 per month

In total, my regular monthly expenses come out to around $2,300 for a solid quality of life in Anderson. I make enough to save/invest a decent amount while still going out regularly and not feeling too restricted. Salaries are lower here than major cities, but the cost of living makes up for it.

Posts: 4
GrowingFamInAnderson @growingfaminanderson
Joined: 11 months ago

We’re a family of 5 (two working adults, three kids under 10) who have been renting in Anderson for the past few years. Here’s a quick overview of our typical monthly costs:

Housing: We rent a 4 bedroom, 2.5 bath townhome in a nice family neighborhood for $1,800 per month. Not cheap, but it gives our kids space and is in a good school district.

Utilities: With the larger place, we budget $350 for electricity, gas, water, etc.

Groceries: This is one of our biggest expenses at around $1,000 per month to feed our whole family. We stick to stores like Aldi, Costco, etc.

Transportation: We have two paid-off vehicles, so $400 covers gas, insurance, maintenance for both.

Healthcare: Our insurance through my employer runs $530 for the monthly premium for all 5 of us plus average co-pays/prescriptions.

Kids Activities: Between sports, music lessons, camps, etc. we spend about $300 per month on activities for the kids.

Entertainment: Another $300 or so per month on family day trips, dining out, movies, etc.

We don’t go too crazy, but between housing, food, healthcare, and all the kid-related costs, our total monthly expenses are around $4,500-$5,000 per month for our family of 5 in Anderson. It’s cheaper than living in a major city for sure, but costs can really add up quickly for a bigger household like ours!

Posts: 12
DualIncomeNoPets @dualincomenopets
Joined: 2 years ago

My wife and I are in our early 30s, both working full-time professional jobs, and have found Anderson to be an extremely affordable place to live, especially compared to where we previously lived in Atlanta. Here’s a quick breakdown of our typical monthly expenses:

Housing: We own a renovated 3-bed 2-bath ranch home in a nice suburban neighborhood. Our monthly mortgage payment is $1,400.

Utilities: For our 1,800 sq ft home we budget around $275 for electricity, gas, water, internet, etc.

Transportation: We each have a moderate daily commute, so gas/insurance/maintenance on two vehicles is around $500 combined.

Groceries: Since it’s just the two of us, our grocery spending is around $500-600 per month shopping at places like Kroger, Publix, Costco.

Healthcare: Insurance through my employer runs us $320 per month for both of us.

Entertainment: One of the biggest perits of Anderson for us is nightlife/cost of activities are so affordable! We probably spend $600 or so per month going out to restaurants, breweries, concerts, activities like climbing gyms, etc.

We also save a decent amount for retirement, vacations, etc. after covering living expenses. All in all, our total monthly costs in Anderson are around $4,200 for a very comfortable DINK lifestyle. Anderson offers a great quality of life for the cost compared to bigger cities we’ve lived in.

Posts: 2
FrugalGradStudent @frugalgradstudent
Joined: 5 months ago

As a grad student living in Anderson, keeping costs as low as possible while in school has been a priority. Here’s a look at how I’ve managed to get by fairly comfortably on a tight budget:

Housing: I have a room in a shared 3-bedroom apartment near campus. My rent is only $450 per month with a short-term lease.

Utilities: Splitting utilities 3 ways helps a ton – I pay about $60 per month for my portion of electric, wi-fi, etc.

Groceries: Sticking to inexpensive staples and doing a lot of meal prepping helps me keep this down to $150-200 per month.

Transportation: I get around primarily via biking/buses and don’t have a car. A student transit pass is only $40 per month.

Healthcare: School insurance was only $120 per semester. I avoid any other major medical costs as a healthy 20-something.

Entertainment: This is where I splurge a little – maybe $200 per month going out with friends for drinks, food trucks, concerts, etc. Gotta let loose sometimes while in school!

Total, I budget around $1,000 per month for a fairly basic but comfortable lifestyle here in Anderson. My program stipend covers my tuition/fees and provides around $1,400 per month, so I can make ends meet while keeping loans to a minimum. It would be tough to get by on this budget with a family, but works great for a single student!

Posts: 13
FamilyOfSportsFans @familyofsportsfans
Joined: 5 months ago

Our family of 5 (two parents, three teens) has been living in Anderson for the past few years and are pretty active in the local sports/recreation scene, which does impact our budget:

Housing: We own a 4-bed, 3-bath home in the suburbs and had a $1,700 monthly mortgage payment until recently paying it off.

Utilities: For our larger home, around $400 per month for electricity, gas, internet, etc.

Groceries: With three hungry teenagers, our grocery spending is around $1,200 per month shopping at places like Sam’s Club and Publix.

Transportation: We have one paid off SUV ($150 for gas, insurance) and a sedan with a monthly payment ($300). So probably around $450 total per month.

Healthcare: Work insurance for our family of 5 runs $750 per month plus average copays/prescriptions.

Kids Activities: A huge chunk of our budget at around $1,000 per month goes to sports team fees, equipment, camps, gym memberships, etc. for our three kids who play multiple sports year-round.

Entertainment: We probably spend another $300-400 per month going to high school/college sporting events, family nights out, etc.

Overall, our total monthly expenses come out to around $5,000 with our current situation and all the kids’ activities. Anderson is still very affordable compared to other cities, but costs really do add up quickly when you have a larger active family!

Posts: 8

Detailed Price Insights of Abilene, TX

  • Meal, Inexpensive Restaurant – 22.00 $
  • Meal for 2 People, Mid-range Restaurant, Three-course – 92.50 $
  • McMeal at McDonalds (or Equivalent Combo Meal) – 12.00 $
  • Domestic Beer (0.5 liter draught) – 6.00 $
  • Imported Beer (0.33 liter bottle) – 4.00 $
  • Cappuccino (regular) – 5.15 $
  • Coke/Pepsi (0.33 liter bottle) – 2.00 $
  • Water (0.33 liter bottle) – 2.20 $
  • Milk (regular), (1 liter) – 0.90 $
  • Loaf of Fresh White Bread (500g) – 2.76 $
  • Rice (white), (1kg) – 4.41 $
  • Eggs (regular) (12) – 3.78 $
  • Local Cheese (1kg) – 13.23 $
  • Chicken Fillets (1kg) – 9.92 $
  • Beef Round (1kg) (or Equivalent Back Leg Red Meat) – 16.91 $
  • Apples (1kg) – 6.16 $
  • Banana (1kg) – 1.74 $
  • Oranges (1kg) – 4.41 $
  • Tomato (1kg) – 5.01 $
  • Potato (1kg) – 3.99 $
  • Onion (1kg) – 3.55 $
  • Lettuce (1 head) – 2.25 $
  • Water (1.5 liter bottle) – 2.44 $
  • Bottle of Wine (Mid-Range) – 12.50 $
  • Domestic Beer (0.5 liter bottle) – 3.28 $
  • Imported Beer (0.33 liter bottle) – 4.90 $
  • Cigarettes 20 Pack (Marlboro) – 8.00 $
  • Taxi Start (Normal Tariff) – 4.25 $
  • Taxi 1km (Normal Tariff) – 1.20 $
  • Taxi 1hour Waiting (Normal Tariff) – 24.00 $
  • Gasoline (1 liter) – 0.91 $
  • Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) – 20,000.00 $
  • Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) – 25,058.62 $
  • Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment – 195.39 $
  • Mobile Phone Monthly Plan with Calls and 10GB+ Data – 49.51 $
  • Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) – 45.00 $
  • Fitness Club, Monthly Fee for 1 Adult – 10.00 $
  • Cinema, International Release, 1 Seat – 10.00 $
  • Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child – 1,406.25 $
  • International Primary School, Yearly for 1 Child – 29,142.25 $
  • 1 Pair of Jeans (Levis 501 Or Similar) – 52.46 $
  • 1 Summer Dress in a Chain Store (Zara, H&M, …) – 42.20 $
  • 1 Pair of Nike Running Shoes (Mid-Range) – 93.71 $
  • 1 Pair of Men Leather Business Shoes – 118.78 $
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  • Apartment (3 bedrooms) in City Centre – 1,700.00 $
  • Price per Square Meter to Buy Apartment in City Centre – 1,884.00 $
  • Price per Square Meter to Buy Apartment Outside of Centre – 1,884.00 $
  • Average Monthly Net Salary (After Tax) – 5,322.50 $
  • Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate – 6.64
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