Cost of Living Forum

AlbrightsvilleLocal82 @albrightsvillelocal82
Joined: 11 months ago

Cost of Living in Albrightsville – Input from Long-Time Residents?

Hi everyone, I’ve lived in Albrightsville for over 20 years now and have seen the cost of living change quite a bit during that time. I’m planning for retirement in the next few years, so I’m trying to get a realistic picture of current living expenses in our town.

I’d love to hear from other long-time Albrightsville residents about what you’re paying for major costs like housing, groceries, utilities, transportation, healthcare, and entertainment. I’m a homeowner with a paid-off mortgage, but I’m curious about rental costs too for those who don’t own. Any insights into the positives and negatives of Albrightsville’s overall cost of living compared to the national average would be appreciated as well.

Some added context – I’m a single empty-nester, so just accounting for personal expenses, not a family. I lead a relatively active but modest lifestyle. Looking forward to hearing all your perspectives! Thanks in advance.

Posts: 9


Pal_Al_85 @pal_al_85
Joined: 6 months ago

Hey there AlbrightsvilleLocal82, great question! As someone who moved to Albrightsville over 30 years ago to start a family, I can definitely provide some insight on living costs here.

Let’s start with housing – rental costs have gone up a fair bit in recent years, but they’re still relatively affordable compared to bigger cities. A decent 1-bedroom apartment downtown will likely run you $800-1000 per month, while you could find something similar for $600-800 in the suburbs. Of course, owning is cheaper long-term, but home prices have risen too – expect to pay at least $300,000 for a 3-bed, 2-bath house these days.

Groceries are pretty reasonable if you stick to the basics and buy in bulk. I probably spend around $400 a month for myself on food, less if I eat out less. Utilities like electricity, gas, water tend to be middle-of-the-road – my monthly bills are usually $150-200 total for a 2-bedroom place.

Transportation can be pricey if you drive a lot, with gas running over $4/gallon lately. But we do have decent public transit for a small town. I just use my car for groceries and such, and take the bus most places which runs me $60/month for a pass.

Entertainment is where Albrightsville falls a bit short – not a ton of nightlife or cultural attractions. But there are a few decent restaurants (plan $40-50 for a nice meal out), a movie theater, parks, etc. I mainly just hang out with friends and go hiking, so my entertainment budget is pretty low at $100-150/month.

Healthcare is about average here from what I can tell. I pay $200/month for a premium HMO plan. Specialist visits can get pricey without great coverage though.

Overall, I’d say Albrightsville has a pretty reasonable cost of living, especially if you’re frugal and don’t need too many extras. Let me know if you need any other details!

Posts: 23
BrooksPark_Resident @brookspark_resident
Joined: 5 months ago

Chiming in as a younger perspective – I’m in my early 30s and share a 2-bedroom apartment in the BrooksPark neighborhood of Albrightsville with my husband. We both work full-time office jobs.

Housing is definitely one of our biggest expenses, even living outside the downtown area. We pay $1450 a month in rent, which is pretty standard from what I’ve seen for a decent 2-bed. But that doesn’t include additional costs like renters insurance ($25/month) and having to pay for utilities separately.

Speaking of which, our utility bills run pretty high at around $300 total per month for electricity, gas, water/sewer, and internet. We keep everything pretty moderate in terms of usage too. Cell phone plans for two lines is another $120 or so.

As for other costs, here’s a rough breakdown of our monthly expenses:

Groceries: $500 (we try to buy organic/higher quality)
Transportation: $320 (car payment, gas, insurance, maintenance)
Healthcare: $360 (premiums taken out of our paychecks)
Dining Out: $200-300
Entertainment: $100-200 (movies, miniature golf, etc.)

We make decent salaries ($80K combined) but it feels like a good chunk still goes towards just covering necessities. Albrightsville isn’t really cheap if you want to maintain a comfortable middle-class lifestyle. We’re able to save some money each month, but it would be pretty tight if we had kids or larger housing costs. Just our two cents from a younger couple’s perspective!

Posts: 13
GreeneAcresGal @greeneacresgal
Joined: 2 years ago

Hi neighbors! As a long-time resident of the GreeneAcres subdivision, I can offer some insights from the perspective of a family on a tighter budget.

My husband works in construction and I’m a self-employed dog groomer, so our household income is around $65K annually. We have two school-age kids as well.

Housing is one area where we’ve managed to keep costs pretty reasonable. We bought our decent-sized 4 bedroom, 2 bath house in GreeneAcres about 15 years ago for $175K. Similar homes in our neighborhood now seem to be going for $250K-300K based on recent sales. Mortgage payment is under $1000 a month.

Groceries for a family of 4 run us $600-800 a month if we’re being sensible and taking advantage of deals/sales as much as we can. School expenses for the kids (supplies, activities, etc.) probably tack on another $150-200 a month during the academic year.

Utilities like electricity tend to be higher with kids at home, probably averaging $250 a month year-round. Internet/cable bundle is around $100.

We only have one car payment ($350/month) and insurance ($120), so transportation is a decent chunk at $470 plus gas (let’s say $200). Public transit is pretty limited out in this area for commuting.

Healthcare is one bigger burden for us at $700 a month for a family plan through my husband’s job. Doctor visits and prescriptions can add even more.

For entertainment, we stick to a lot of free/cheap stuff – parks, pools, libraries, discount movie nights. Maybe $100 a month excluding eating out ($200-300 for casual restaurants).

It’s definitely a tight budget, but we make it work in Albrightsville. The cost of living is probably slightly below national averages, especially if you’re smart about housing. Not sure I could manage a similar lifestyle in a bigger metro area close by. There are trade-offs for sure though in terms of amenities and things to do. Let me know if you need any other specifics!

Posts: 1
SunriseLiving_Al @sunriseliving_al
Joined: 4 months ago

Hello there! I’m a retiree living in the Sunrise Living senior community here in Albrightsville, so my expenses and perspectives may be a bit different.

One of the biggest advantages of places like Sunrise is that your housing situation is locked in at very reasonable rates. I pay just over $2000 a month for a nice 2-bedroom apartment, which includes utilities, maintenance fees, and access to all the community amenities (pool, clubhouse, activities, etc.). That may sound high, but it’s an absolute steal compared to other senior living options that can easily run $4000+ in many areas.

Besides that, my main expenses are groceries (probably $250-300 a month for one person), Medicare supplement ($187/month), prescriptions ($40-80 out of pocket monthly), and entertainment/dining out ($150-250).

I don’t have any transportation costs since I don’t drive anymore. Everything I need is pretty much on-site or provided by shuttles here at Sunrise Living. The community activities and social events help keep my entertainment spending pretty low as well.

Overall, my monthly budget is generally around $2800 thanks to my modest pension and Social Security. That allows me to live very comfortably in Albrightsville without too many financial worries at this stage of life. The cost of living feels very manageable here compared to some other areas I’ve lived, especially for retirees looking at senior living communities. Let me know if you have any other questions!

Posts: 11
TheBohoAbode @thebohoabode
Joined: 2 years ago

What’s up everyone, coming from a bit of a different perspective as a single person in my late 20s trying to maintain that trendy boho lifestyle in Albrightsville!

Housing is definitely one of the bigger challenges and strains on my budget. I currently rent a small but chic studio apartment right in the heart of downtown for $1150 a month, which is pretty steep for a solo renter in my opinion. Utilities are around $100 more.

Most of my grocery shopping happens at Trader Joe’s and local markets since I try to eat organic/vegan foods. That ends up running me $400-500 monthly.

Other regular costs include:
Phone/Internet bundle: $95
Transportation: $175 (car payment, insurance, gas)
Health insurance: $225 (high deductible plan)
Gym membership: $60

And then a good chunk goes towards entertainment, dining out, shopping, self-care, etc. to maintain that boho-chic lifestyle I strive for. Maybe $400-600 a month for all those little luxuries.

It’s a good thing my marketing job pays pretty decently (around $55K), otherwise I’m not sure I could keep up this lifestyle in Albrightsville! The lack of public transit is also a bummer and the vegan food scene leaves much to be desired. But overall, it’s still very affordable for a single young professional compared to bigger cities. Though I may need to downgrade the boho dreams at some point, ha!

Posts: 21
Lovebird_Nest22 @lovebird_nest22
Joined: 11 months ago

Hello neighbors! My husband and I are in our early 40s with two young kids (ages 5 and 8), so our expenses probably fall somewhere in the middle between the younger singles/DINKs and retirees who have commented so far.

One of our biggest costs is housing – we bought a nice 4-bedroom, 2.5-bath home in the Highland Meadows neighborhood about 5 years ago for $325K (seems like it would go for at least $400K now!). Our mortgage payment is around $1,800 a month.

For a family of four, here’s a rough breakdown of some other major monthly expenses:

Groceries: $800-1000
Utilities (electric, gas, internet/cable): $350
Car payments, insurance, gas: $700
Healthcare premiums: $550 (family plan through my job)
Kids’ activities: $200 (sports, music lessons, etc.)
Dining out/entertainment: $400-500

We also pay about $850 per month for our kids to attend a private Catholic school in the area since we weren’t thrilled with the public options. That’s an added cost some families may not have.

Overall we probably spend in the $5,500 range monthly for our family of four, though that can fluctuate based on things like travel, home repairs, etc. We make around $140K household income combined, so it’s manageable but still feels like a tight budget some months.

I’d say Albrightsville is relatively affordable compared to major cities nearby, but the cost of living is definitely creeping up for homeowners and families in particular. Having two solid incomes makes a big difference. Feel free to let me know if you need any other insights!

Posts: 14
FIREistheWay_Al @fireistheway_al
Joined: 10 months ago

Hey there, adding my perspective as someone actively pursuing the FIRE (financial independence/retire early) movement here in Albrightsville.

My wife and I are in our mid-30s, no kids, and make around $170K combined from our tech jobs. We live very frugally though and plow a ton into investments so we can hopefully retire decades before the traditional age.

Our biggest monthly expenses:
Mortgage: $1200 (bought a 3-bed, 2-bath house in 2016 for $285K)
Groceries: $400 (buy a lot in bulk, cook almost all meals at home)
Utilities: $200
Health insurance: $450 for a high-deductible family plan
Cars: $250 (one paid off, other is a used hybrid)

That’s pretty much it for our core expenses at $2,500 per month, besides throwing extra money into investment accounts.

Albrightsville has been great for keeping housing, food, and transportation costs pretty low compared to bigger cities while still having solid job opportunities. The lack of big entertainment/culture scenes helps us keep frivolous spending to a minimum as well.

We save/invest probably $6,000 on average per month currently. At this rate, we’re hoping to retire comfortably in our late 40s/early 50s while owning a paid-off home in Albrightsville and just having basic costs of living covered. The relatively low cost of living here is a big enabler for that FIRE lifestyle!

Posts: 6
DreamHomeDIYer @dreamhomediyer
Joined: 2 years ago

Hi all, I’m a middle-aged handyman and construction worker who has lived in Albrightsville my whole life. My experiences and spending may be a bit different than some!

I won’t get into too many personal details, but I’m what you’d call a classic “DIY” type who has built, remodeled, and maintained a lot of things myself over the years. My house is pretty modest (2 bed, 1 bath) but it’s owned free and clear after taking over 30 years to pay off the mortgage working in construction.

These days my core monthly expenses look like:
Groceries: $300 (grow a lot of veggies myself too)
Utilities: $120
Car insurance: $100
Gas: $150
Healthcare: $125 (Medicare + supplemental plan)

I do a lot of barters and cash side jobs, so that factors into my income situation. But I really only need around $1,000 per month to cover all my basics at this point. The rest can go into savings and home improvement projects.

Albrightsville is perfect for my lifestyle since housing is still pretty affordable if you’re handy and can do most repairs/maintenance yourself. Got my housing costs locked in decades ago too. The cost of living here is super manageable for a down-to-earth, self-reliant guy like me!

Posts: 10
MainSt_Mompreneur @mainst_mompreneur
Joined: 2 years ago

Great discussion everyone! As a single mom running a small business in downtown Albrightsville, I can share a perspective on living costs from that angle.

My biggest expense by far is my storefront retail space on Main Street – I pay $2,200 per month in rent for the place. Yowza! Commercial rents are pretty steep, even for a small boutique like mine. On top of that I pay around $350 for utilities and insurance on the business.

For my personal living situation, I rent a modest 2-bedroom apartment a few blocks away for $950 per month (all utilities included). I definitely sacrifice a bit on housing to have an affordable place for my teenage daughter and I to live while prioritizing the shop rent.

Some of my other regular expenses:
Groceries: $550
Car payment/insurance/gas: $425
Health insurance: $300 (high deductible plan)
Clothing/Personal: $200
Dining Out: $150
Entertainment: $100

I probably bring in around $4,500 per month from my boutique sales after expenses. Not a ton of money left over, but Albrightsville has allowed me to realize my dream of running my own small business with relatively low overhead compared to bigger cities. Even with the high commercial rents, the overall cost of living is quite manageable for a hard-working single mom entrepreneur like myself!

Posts: 12

Detailed Price Insights of Abilene, TX

  • Meal, Inexpensive Restaurant – 20.00 $
  • Meal for 2 People, Mid-range Restaurant, Three-course – 100.00 $
  • McMeal at McDonalds (or Equivalent Combo Meal) – 10.00 $
  • Domestic Beer (0.5 liter draught) – 8.00 $
  • Imported Beer (0.33 liter bottle) – 8.00 $
  • Cappuccino (regular) – 5.50 $
  • Coke/Pepsi (0.33 liter bottle) – 2.77 $
  • Water (0.33 liter bottle) – 2.50 $
  • Milk (regular), (1 liter) – 1.33 $
  • Loaf of Fresh White Bread (500g) – 4.19 $
  • Rice (white), (1kg) – 7.08 $
  • Eggs (regular) (12) – 4.36 $
  • Local Cheese (1kg) – 12.59 $
  • Chicken Fillets (1kg) – 12.34 $
  • Beef Round (1kg) (or Equivalent Back Leg Red Meat) – 14.32 $
  • Apples (1kg) – 6.89 $
  • Banana (1kg) – 3.77 $
  • Oranges (1kg) – 7.71 $
  • Tomato (1kg) – 6.33 $
  • Potato (1kg) – 6.60 $
  • Onion (1kg) – 4.10 $
  • Lettuce (1 head) – 2.70 $
  • Water (1.5 liter bottle) – 2.23 $
  • Bottle of Wine (Mid-Range) – 18.00 $
  • Domestic Beer (0.5 liter bottle) – 2.50 $
  • Imported Beer (0.33 liter bottle) – 3.50 $
  • Cigarettes 20 Pack (Marlboro) – 16.00 $
  • Taxi Start (Normal Tariff) – 3.00 $
  • Taxi 1km (Normal Tariff) – 2.17 $
  • Taxi 1hour Waiting (Normal Tariff) – 42.00 $
  • Gasoline (1 liter) – 1.01 $
  • Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) – 25,343.00 $
  • Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) – 23,945.57 $
  • Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment – 148.41 $
  • Mobile Phone Monthly Plan with Calls and 10GB+ Data – 51.11 $
  • Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) – 71.55 $
  • Cinema, International Release, 1 Seat – 18.00 $
  • Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child – 1,500.00 $
  • International Primary School, Yearly for 1 Child – 19,000.00 $
  • 1 Pair of Jeans (Levis 501 Or Similar) – 62.75 $
  • 1 Summer Dress in a Chain Store (Zara, H&M, …) – 45.83 $
  • 1 Pair of Nike Running Shoes (Mid-Range) – 103.12 $
  • 1 Pair of Men Leather Business Shoes – 136.00 $
  • Average Monthly Net Salary (After Tax) – 7,969.00 $
  • Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate – 6.45
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