Cost of Living Forum

AB
SoloTraveler22 @solotraveler22
Joined: 12 months ago

Cost of Living in Ada for a Young Professional

Hi everyone, I’m a 28-year-old single guy looking to relocate to Ada for a new job opportunity. I’ll be making around $55,000 per year after taxes. I’d love to hear from current residents about what I can expect in terms of living costs in Ada. Some key areas I’m interested in:

– Rent for a decent 1-bedroom apartment in a reasonably safe area. I don’t need to live right downtown.
– Typical monthly costs for utilities, internet, and maybe a basic cable package.
– Rough costs for groceries, restaurant meals (both affordable and mid-range), and entertainment like movies.
– What I can budget for transportation – parking, gas, maybe occasional Uber/taxis.
– Any other major expenses I should factor in?

I’m a pretty active guy so any insights into gym membership costs would also be helpful. I’d love to get a sense of how comfortably I can live in Ada on my expected income. Thanks in advance for your advice!

Posts: 8

10 Replies


AdaNative82 @adanative82
Joined: 4 months ago

Hey SoloTraveler22, as a long-time resident, I can give you a pretty good overview of living costs here. For a nice 1-bedroom apartment outside of downtown, you’re probably looking at $700-900 per month in rent. Utilities for a 1-bed place (electricity, gas, water, internet) will likely run you $150-200 per month. Groceries are pretty reasonable – you can get by on $300-400 per month if you cook at home often.

Eating out gets pricier – you’re looking at $12-15 for a meal at an inexpensive restaurant, and $40-60 for a mid-range place. As for entertainment, a movie ticket is around $8. Gym memberships tend to be $30-50 per month depending on the place.

Transportation is where some bigger costs come in. Gas is currently around $3 per gallon. And if you need to rent parking downtown for work, that can be $100+ per month. Uber/taxis aren’t too bad for occasional use though, maybe $15 for a crosstown ride.

Overall, on a $55K salary, you should be able to live comfortably in Ada while still having disposable income for savings, hobbies, travel etc. The cost of living is reasonable compared to bigger cities. Let me know if you need any other Ada-specific details!

Posts: 17
BudgetConscious @budgetconscious
Joined: 2 years ago

I agree with AdaNative82’s assessment for the most part, but I think some of the estimates are a bit high depending on your lifestyle. As a frugal single guy, here’s my take:

Rent: You can probably find a decent 1-bed apartment for $600-700 if you look in neighborhoods a bit further from downtown.

Utilities: I pay around $120 total for electricity, gas, internet (no cable).

Groceries: $250-300 per month is doable if you stick to basics, buy in bulk, and avoid too much eating out.

Eating out: $10 for a fast food combo, $30-40 for a mid-range restaurant meal for one. Going out too often can really inflate your budget.

Entertainment: Movies for $8 are about right. I just use streaming services at home mostly.

Gym: You can find memberships for $20-30 per month if you don’t need the fanciest places.

Transportation: This is a big one – I personally don’t have a car and mostly use public transit ($60/month for a pass) and walk/bike a lot to save money. Ride shares are for occasional use only.

Overall, by being smart about housing, not going too crazy with eating out, and minimizing transportation costs, I think you can live perfectly fine on $55K as a single person in Ada, while still putting away some savings each month. Let me know if you have any other questions!

Posts: 5
FamilyGuy435 @familyguy435
Joined: 11 months ago

The estimates shared so far are helpful for singles, but I’ll chime in with a family perspective. My wife and I live in Ada with our two school-age kids, so our expenses are quite a bit higher:

Housing: We rent a decent 3-bedroom apartment outside the city center for $2,000 per month. Not cheap, but you pay for the extra space.

Utilities: With a larger place, utilities (electricity, gas, internet, cable) run us around $300 per month.

Groceries: Feeding a family of four, we spend $800-1000 per month on groceries depending on how much we eat out.

Eating out: Kids make dining out pricier – a casual restaurant meal for 4 can be $60-80. We probably spend $300+ when factoring in some fancier dates too.

Kids activities: You’ll have additional costs with kids for things like sports, music lessons, summer camps etc. ButWe budget $200-300 per month for that.

Transportation: We have two cars (sedans) so gas, insurance, maintenance easily runs $500+ per month. Public transit isn’t very convenient for families.

Overall, for a family of 4 living in Ada, you’d likely need a household income of at least $100K to live comfortably without being too frugal. The biggest drivers are housing, groceries, transportation, and kids activities. Let me know if you have any other family-related cost questions!

Posts: 10
OuttaThisWorld @outtathisworld
Joined: 5 months ago

Hey all, I’m a recent transplant to Ada from a very low cost-of-living area, so forgive me if my perspective is a bit skewed! To me, Ada feels quite expensive compared to what I’m used to. A few of my observations:

Housing: I managed to find a decent 1-bed apartment downtown for $850/month, but that’s considered a good deal from what I’ve heard. Most 1-beds I saw were $950-1100+.

Utilities: I pay around $180/month for electric, gas, internet (decent speeds), no cable.

Groceries: This is where costs really sting compared to my hometown. I easily spend $400-500/month on groceries for just me, shopping at mid-range stores.

Eating out: Even fast food seems pricey – $10-12 for a basic combo. $40-60 for an OK sit-down meal is pretty standard from my experience so far.

Gas/Transportation: I haven’t had a car yet, but ride shares (Uber/Lyft) seem to frequently run $15-25 for short trips around town depending on demand. Public transit is just $5/ride.

Entertainment: $8 for movies, sure, but costs add up quickly if you want to go to bars, shows, activities etc. Even just grabbing drinks can easily be $30+ for two drinks!

Overall, Ada has been a bit of a shock coming from an area with very low living costs. I make around $65K, and it honestly doesn’t feel like it stretches as far as I expected. I just have to be pretty diligent about budgeting and being mindful of frivolous spending. The cost of living is definitely accounted for with higher salaries here than where I moved from. Just my two cents as a newbie to Ada! Let me know if you have any other questions.

Posts: 14
LocalInsider @localinsider
Joined: 2 years ago

Glad to see this discussion going – I’ll add my two cents as someone who has lived in Ada for over a decade and seen costs gradually rise.

Housing is definitely the biggest factor. A decent 1-bed downtown can easily run $1200+ these days. If you’re flexible on location, you can still find options in the $800-1000 range a bit further out. 2-beds run $1400-1800 generally.

Utilities like others mentioned – $150-200 for a 1-bed, $200-300 for larger places.

Groceries are Getting pricier every year – I’d budget at least $400 per person realistically if you aren’t an extreme bargain shopper.

The restaurant scene has really grown, with lots of solid and pricey options now. You can get a good meal out for $15-25 per person at mid-tier places, and $30+ at trendier spots. But there are still deals to be had if you look around.

As for extras – gym memberships $50-100 per person, movies $10-12, concert/show tix can really vary. But outdoor activities like hiking, parks etc are very affordable.

My main advice would be to pay close attention to your housing costs and factor in the other extras on top of that – Ada may seem manageable for singles, but the costs add up quick for couples and families. Having a decent income buffer makes all the difference for a comfortable lifestyle. Let me know if any other Ada cost specifics would be helpful!

Posts: 12
ThriftyNomad @thriftynomad
Joined: 2 years ago

I’ve been following this thread with interest as someone looking to move to Ada soon on a relatively tight budget. Here are my thoughts after researching:

Housing: Seems like you can find decent 1-beds for $600-800 if you avoid the trendiest areas and don’t need modern luxury finishings. Some perseverance in your search can pay off.

Utilities: Aiming for $100-150/month for just basics like electric, gas, internet. Cutting cable saves a lot.

Groceries: $250-300 is doable if you stick to budget grocery stores, buy non-organic produce, avoid pre-prepped foods, limit meat, etc. Cooking everything at home is key.

Transportation: Using public transit as much as possible ($60/month for a pass) and getting a used vehicle for $100-150/month in gas/insurance is cheapest.

Eating out: A splurge I’ll have to limit, but you can find good deals like $5-7 ethnic food spots or fast casual chains for $8-12 per meal. Cook at home the rest of the time.

Entertainment: Focus on free/cheap options like parks, community events, matinee movies ($6-7). Avoiding bars/clubs where costs add up quick.

No gym membership – jog, do bodyweight exercises for fitness.

Overall, with some research and compromise on housing/transportation, I think you can get by in Ada for around $30K per year including rent. It’s not glamorous, but very doable with smart budgeting as a single person. Having a stable $40K+ income makes things much more comfortable though. Let me know if you need any other low-budget Ada tips!

Posts: 6
LuxeLifer @luxelifer
Joined: 2 years ago

I know this thread has a lot of perspective from people on tighter budgets, but let me give my take from someone used to a fairly luxurious lifestyle:

Housing: For a desirable and spacious (1200+ sq ft) 2-bed condo/apartment in a safe, amenity-rich building downtown, you’re looking at $2500-3500 per month minimum these days. The prices have really skyrocketed in recent years.

Utilities: $300-400 for electric, gas, cable/internet and all the streaming services you need.

Housekeeping: $200-300 per month for a weekly deep cleaning service if that’s your thing.

Groceries: If you want high-quality organic produce, premium meats, fancy snacks and drinks etc., budget $1000/month easily for two people.

Dining: $75-100+ per person for a nice meal at a top restaurant with drinks. But there are also amazing casual spots for $20-40 per person.

Transportation: Valet parking $30/night, Uber/Lyft $25+ for a longer ride, $500+ per month to lease/insure a luxury vehicle.

Fitness: $150-200/month for a top studio, personal training, amenity fees etc.

Entertainment: Sporting events, concerts, shows, spas/salons, frequent travel/getaways – easily $1000+ per month if you live it up.

So in summary, while you could technically get by for $60-70K as a single person if you budget carefully, a couple looking to live an indulgent lifestyle with top housing, dining, amenities etc. should probably expect to spend $10-15K per month or more to make it happen comfortably in Ada. High incomes make a huge difference in your quality of life!

Posts: 10
RealEstateGuy @realestateguy
Joined: 2 years ago

As a real estate agent working in Ada, I can provide some insight into housing costs specifically:

Rental market has really heated up, especially post-pandemic. Here are some current ranges I’m seeing:

1-bed apartments:
City center/trendy areas: $1000-1400
Suburbs/residential areas: $700-1000

2-bed apartments:
City center: $1400-2000
Suburbs: $1000-1500

3-bed apartments/townhomes:
City center: $2000-3000
Suburbs: $1600-2400

Single family homes (3-bed):
Older neighborhoods: $1800-2500
New construction suburbs: $2500-4000+

To purchase property, average prices per square foot are:

City center condos: $450-650
Suburban houses: $275-400

What you pay really depends on your priority – new/luxury vs. older/basic, centrality vs. driving distance, etc. But in general, I’d budget a minimum of $2000 for a decent rental home/apartment for a small family these days. Singles can get by for $1000 or less if they compromise a bit.

Property costs have risen steadily as Ada grows, but incomes have been keeping up so far. With a $1600 average paycheck though, you do have to be careful about overextending beyond 30% of your income on just rent/mortgage. Let me know if you need any other specific housing figures!

Posts: 23
NewGrad2022 @newgrad2022
Joined: 2 months ago

As a recent college grad just starting my first job in Ada, I’ve had to be hyper aware of costs and budgeting. Here’s my view as someone pretty fresh to “real world” expenses:

Housing: Not going to lie, finding an affordable studio/1-bed was tough coming straight out of school. I ended up getting a room in a shared 3-bed apartment for $600 (all utilities included). Not ideal privacy-wise, but allows me to save aggressively.

Groceries: Sticking to around $200/month by hitting budget grocery stores, doing meal prep, avoiding eating out as much as possible. It’s boring but effective.

Transportation: I use public transit ($60/month pass) and bike as much as possible. Eventually may get a used car running $200-300/month with gas/insurance.

Dining out: Maybe $50-100/month by limiting to fast casual, happy hour deals when I do treat myself. Cook at home for the rest.

Entertainment: $30-50/month for streaming services, an occasional movie ($8). Take advantage of free community events, parks, etc. Rarely drink out.

Phone/internet: $60 for cheap cell plan, $50 for internet split with roommates.

No gym membership yet – apartment has basic one, or I run outside.

Overall, by cutting costs aggressively and having two roommates, I can survive in Ada on an entry level $45K salary, putting away $500-600/month in savings still. Not luxurious by any means, butakia gets much easier once promotions and raises start coming in. Let me know if any other new grad expense breakdowns would be helpful!

Posts: 5
RetireeSeekers @retireeseekers
Joined: 2 years ago

This thread has had some great insights from various perspectives! As someone planning to retire to Ada in the next few years, I’ll also chime in:

For housing, we’re looking at the 55+ communities and found nice 2-bed apartments running $1800-2400 per month with great amenities like clubhouses, pools, activities etc. Seems quite reasonable for our needs.

Beyond rent, our bigger considerations are healthcare costs and any other retirement-specific expenses:

– Medicare premiums: Around $300/month per person
– Medicare supplemental insurance: $200-400 per person
– Prescription drugs: Can vary hugely by situation, likely $100-500+ per month per person

We’ll also likely budget $200-300 per month for travel/leisure activities to take advantage of our retirement lifestyle.

Overall, based on our projected combined Social Security payouts and retirement accounts, we estimate needing around $6-7K per month after taxes to live very comfortably in Ada while covering housing, healthcare, entertainment and some travel too.

The cost of living seems quite manageable in Ada compared to some other retirement havens we looked at in Florida or Arizona. And no state income tax is a big plus too. Let me know if you need any other Ada-specific insights from a retiree point of view!

Posts: 23

Detailed Price Insights of Abilene, TX

  • Meal, Inexpensive Restaurant – 10.00 $
  • Meal for 2 People, Mid-range Restaurant, Three-course – 60.00 $
  • McMeal at McDonalds (or Equivalent Combo Meal) – 10.81 $
  • Domestic Beer (0.5 liter draught) – 5.00 $
  • Imported Beer (0.33 liter bottle) – 6.00 $
  • Cappuccino (regular) – 5.18 $
  • Coke/Pepsi (0.33 liter bottle) – 2.00 $
  • Water (0.33 liter bottle) – 1.69 $
  • Milk (regular), (1 liter) – 0.99 $
  • Loaf of Fresh White Bread (500g) – 2.20 $
  • Rice (white), (1kg) – 3.31 $
  • Eggs (regular) (12) – 2.53 $
  • Local Cheese (1kg) – 11.02 $
  • Chicken Fillets (1kg) – 13.23 $
  • Beef Round (1kg) (or Equivalent Back Leg Red Meat) – 8.91 $
  • Apples (1kg) – 5.05 $
  • Banana (1kg) – 1.48 $
  • Oranges (1kg) – 2.18 $
  • Tomato (1kg) – 2.80 $
  • Potato (1kg) – 2.24 $
  • Onion (1kg) – 2.51 $
  • Lettuce (1 head) – 2.11 $
  • Water (1.5 liter bottle) – 2.17 $
  • Bottle of Wine (Mid-Range) – 13.50 $
  • Domestic Beer (0.5 liter bottle) – 1.86 $
  • Imported Beer (0.33 liter bottle) – 2.44 $
  • Cigarettes 20 Pack (Marlboro) – 7.98 $
  • One-way Ticket (Local Transport) – 5.00 $
  • Taxi Start (Normal Tariff) – 3.00 $
  • Taxi 1km (Normal Tariff) – 1.74 $
  • Taxi 1hour Waiting (Normal Tariff) – 24.00 $
  • Gasoline (1 liter) – 0.80 $
  • Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) – 24,576.00 $
  • Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) – 28,442.94 $
  • Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment – 150.00 $
  • Mobile Phone Monthly Plan with Calls and 10GB+ Data – 65.25 $
  • Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) – 71.83 $
  • Cinema, International Release, 1 Seat – 8.00 $
  • Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child – 1,895.83 $
  • International Primary School, Yearly for 1 Child – 25,600.00 $
  • 1 Pair of Jeans (Levis 501 Or Similar) – 25.00 $
  • 1 Summer Dress in a Chain Store (Zara, H&M, …) – 30.98 $
  • 1 Pair of Nike Running Shoes (Mid-Range) – 60.00 $
  • 1 Pair of Men Leather Business Shoes – 120.00 $
  • Apartment (1 bedroom) in City Centre – 800.00 $
  • Apartment (3 bedrooms) in City Centre – 1,900.00 $
  • Apartment (3 bedrooms) Outside of Centre – 2,400.00 $
  • Average Monthly Net Salary (After Tax) – 1,600.00 $
  • Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate – 6.62
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